Yes, Belizean citizens can obtain a mortgage to purchase property in Florida. As the only English-speaking country in Central America, Belize has a unique advantage — all documentation is already in English, simplifying the mortgage process significantly. With your Belize Social Security Card, bank references, and proof of income, you can qualify for financing with a typical 25% down payment. The growing Belizean community in South Florida makes this an increasingly popular destination for Belizean investors and homebuyers.
25%
Minimum
Belizean buyers need a 25% minimum down payment, valid passport, Belize Social Security Card, TIN (taxpayer ID), 12 months of bank statements, 2-3 bank reference letters, proof of income (employment letter for employees, tax returns for self-employed), and a CPA letter. Belize-specific: as an English-speaking country, all documentation is already in English, eliminating translation costs and delays.
The mortgage process for Belizean buyers takes 30-45 days. Pre-qualification in 1-2 days, document gathering 1-2 weeks, underwriting 2-3 weeks, closing 1 week. Since Belize is English-speaking, there is no need for document translation, which can save several days compared to other Central American countries.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Belizean citizens can finance Florida property with a 25% minimum down payment. As the only English-speaking country in Central America, all Belizean documents — including bank statements from Belize Bank, Atlantic Bank, or Heritage Bank, TIN, and Social Security Card — are already in English, eliminating translation costs. HFG International specializes in Belizean buyer mortgages with the BZD pegged 2:1 to the USD.
Call Medardo F. Cevallos — he understands the Belize mortgage process.
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A detailed breakdown of down payment requirements for foreign national mortgages in Florida, organized by country and risk tier — plus tips to minimize your upfront costs.
