Yes, Colombian citizens can obtain a mortgage to purchase property in Florida. Colombia has one of the largest diaspora communities in South Florida, and lenders are very experienced with Colombian documentation. With your Cédula de Ciudadanía, RUT, bank references, and proof of income, you can qualify for financing with a typical 30% down payment. Both tourist visa holders and US-based workers can apply.
30%
Minimum
Colombian buyers need a 30% minimum down payment, valid passport, Cédula de Ciudadanía, RUT tax ID, 12 months of bank statements, 2-3 bank reference letters, proof of income (certificación laboral for employees, declaración de renta for self-employed), and a CPA letter. Colombia-specific: lenders are very familiar with Colombian banking documentation and the large Colombian community provides strong support networks.
The mortgage process for Colombian buyers takes 30-45 days. Pre-qualification in 1-2 days, document gathering 1-2 weeks, underwriting 2-3 weeks, closing 1 week. Colombian documentation is widely accepted by Florida lenders given the strong Colombian presence in the state.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Colombian citizens can finance Florida real estate with as little as 30% down through HFG International, using their Cédula de Ciudadanía, RUT tax ID, and bank statements from Colombian institutions like Bancolombia or Davivienda. With one of the largest diaspora communities in South Florida, HFG specializes in Colombian documentation including certificación laboral and declaración de renta for efficient closings in 30-45 days.
Call Medardo F. Cevallos — he understands the Colombia mortgage process.
A complete step-by-step guide for Colombian nationals buying real estate in Florida — no US visa required, 30% down payment, and financing available with your cédula and Colombian financial documents.
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