Yes, Salvadoran citizens can obtain a mortgage to purchase property in Florida. El Salvador has one of the largest Central American diasporas in the United States, and the Salvadoran community in South Florida continues to grow rapidly. A unique advantage for Salvadoran buyers is that El Salvador uses the US dollar as its official currency, simplifying fund transfers and financial documentation. With your DUI, NIT tax ID, bank references, and proof of income, you can qualify for financing with a typical 30% down payment.
30%
Minimum
Salvadoran buyers need a 30% minimum down payment, valid passport, DUI (national ID), NIT tax ID, 12 months of bank statements, 2-3 bank reference letters, proof of income (constancia laboral for employees, declaración de renta for self-employed), and a CPA letter. El Salvador-specific: since El Salvador uses USD as its official currency, fund transfers and income documentation are simplified compared to other Central American countries.
The mortgage process for Salvadoran buyers takes 30-45 days. Pre-qualification in 1-2 days, document gathering 1-2 weeks, underwriting 2-3 weeks, closing 1 week. Since El Salvador uses USD, currency conversion complexities are eliminated, which can streamline the process.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Salvadoran citizens can finance Florida real estate with a 30% down payment through HFG International's foreign national mortgage programs. Key documents include a valid passport, DUI (national ID), NIT tax ID, and 12 months of bank statements. El Salvador's dollarization is a major advantage, eliminating currency conversion complexities. HFG specializes in serving Salvadoran buyers, including TPS holders, with streamlined USD-to-USD fund verification.
Call Medardo F. Cevallos — he understands the El Salvador mortgage process.
ITIN mortgage programs allow foreign nationals living in the US without a Social Security Number to purchase a home. Here's everything you need to know about qualifying and applying.
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A detailed breakdown of down payment requirements for foreign national mortgages in Florida, organized by country and risk tier — plus tips to minimize your upfront costs.
