Yes, Saudi Arabian nationals and residents can obtain a mortgage to purchase property in Florida. Saudi Arabia has a growing investor community interested in US real estate, and lenders offer programs for Saudi-based buyers. With your national ID or Iqama, salary certificates, and bank references, you can qualify for financing with as little as 25% down. The Saudi Riyal's peg to the US Dollar provides exchange rate stability for your investment.
25%
Minimum
Saudi-based buyers need a minimum 25% down payment, valid passport, national ID or Iqama, salary certificates from their employer, 12 months of bank statements, 2-3 bank reference letters, proof of income, and a CPA letter. Saudi-specific: like the UAE, Saudi Arabia has no personal income tax, so lenders rely heavily on employer verification and salary documentation.
The mortgage process for Saudi-based buyers typically takes 30-45 days. Pre-qualification in 1-2 days, document collection 1-2 weeks, underwriting 2-3 weeks, closing 1 week. Having your national ID, salary certificates, and bank statements ready in advance is essential for a smooth process.
Contact us for a free consultation about your mortgage options as a foreign national buyer.
We review your financial profile and determine your estimated loan eligibility and terms.
Gather your country-specific documents with our personalized checklist and expert guidance.
Submit your complete application package to our partnered lenders for review.
Your application is reviewed and approved. We handle all communication with the lender.
Sign your documents and receive your keys. Remote closing options are available.
Saudi Arabian nationals and Iqama-holding residents can finance Florida property with as little as 25% down using their national ID or Iqama, salary certificates, and bank references from banks like Al Rajhi or SNB. Since Saudi Arabia has no personal income tax, lenders focus on employer verification. The SAR-USD peg eliminates currency risk. HFG specializes in Saudi buyer mortgages, including guidance on Sharia-compliant options and Vision 2030 wealth diversification strategies.
Call Medardo F. Cevallos — he understands the Saudi Arabia mortgage process.
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